Hi, I’m Todd.
This is me pretending I can afford this car.
In reality, I wouldn’t buy it even if I could afford it Besides, my wife wouldn't let me. . That’s what I find so interesting about money: we’re each dealt a different hand, but you are the boss of your money. Some people make good decisions—and we all know people who make really bad financial decisions.
I really like what Seth Godin said:
Being good with money is a little like being good with cards. People who are good at playing cards aren’t better or worse than anyone else, they’re just better at playing crazy eights.
That’s the purpose of this website. I’ve been studying personal finance for years, and I’m hoping to share some of what I’ve learned along the way. I’ve earned an undergraduate and MBA degree in Finance, started two small businesses, and managed multi-million dollar budgets. But I’ve learned the most raising a family in the real-world. I know what it’s like to stretch a dollar living near the poverty line with government food programs, and I know what it’s like to live with a six-figure income working in Silicon Valley.
To say I’m a nerd about this stuff is probably an understatement. My wife knows how excited I get around New Year’s because that’s our financial planning time. And April 15? Let me just say that I’m the rare weird-o who gets adrenalized to file taxes.
I have a dream to one day write a book on this topic, so this community will be the stomping grounds to work out some of my thoughts. I hope you’ll challenge me when you disagree and share with others when something resonates.
Ultimately, my goal is to help people rule their money—to tell their money where to go so they can accomplish their dreams—instead of following the aimless current of a generation that kinda sucks at managing money.
Thanks for coming on the journey with me 😀